Shave Time, Shave Money
9 Ways I Line My Wallet With Extra Cash

DISCLAIMER: For the sake of full disclosure, I want to first make it clear that, while Dollar Shave Club did contact me about writing this post, I have in no way been compensated by them or cajoled into selling their product with promises of free stuff and monies.


A few days ago, I got an email from a lovely representative at Dollar Shave Club named Tracey. After being a dear and not only calling me a "savvy deal sleuth" but also an "influential blogger" (she sure does know how to make a lady feel special), she asked me if I wouldn't mind sharing with my readers the ingenious ways (my words, not hers, but who is she to say that they're not ingenious?) in which I save money. Let me tell you, do I have some good ones, and some of them are pretty surprising and easy.

So let's begin, shall we?

1. DITCH CABLE

Ceremoniously dumping my cable company like a cheating boyfriend was probably one of the best decisions I have ever made. Yes, I still have an account for my internet (because let's be honest, no one can live without the internet nowadays, and those who do so successfully are either hermits or Jesus Christ Himself), but I haven't had cable in years. At first, I was really reticent to give up my beloved cable, but I was convinced by an old roommate of mine who had severed ties with the terrible, no-good cable companies and was spreading the good word of unshackled freedom like wildfire. Truthfully, it was much easier than I thought it would be, especially with the use of my lovely Roku as well as other other devices and services such as Google Chromecast, Netflix, HBO Go, and so on.

Not only that, but everything is available through the internet, and all recently-made TVs come with HDMI inputs. Hook your laptop or computer up to your TV with a cheap HDMI cable, and voila! Nearly free TV! Trust me, you won't regret it, and you can save quite a pretty penny each month without missing any of your shows.

SIDE NOTE: If you can drop television altogether (yeah... not ruddy likely gonna happen at my house), that can save you heaps of moolah on a yearly basis. Think of your electric bill!


2. FREE LOYALTY PROGRAMS (GAS STATIONS, GROCERY STORES, ETC.)
A lot of people think of rewards cards as a ploy by companies to get your personal information, but while there may be truth in that there are also a bunch of savings to be had if you use them appropriately. This is especially true when dealing with places like grocery stores and gas stations. You can get free or discounted items, notifications of sales, and all sorts of things if you just swipe a card when you're at that particular store.

Now, I'm not saying that you need to keep one of those heavy duty scrapbooking notebooks filled with loyalty card after loyalty card just so you can keep them all straight. Just look at your personal trends. Is there a gas station that you frequent? Get their card. Do you usually go to a specific grocery store? Sign up for their loyalty program. It only takes a few seconds, but all of the saving can really add up at the end of the fiscal year.

3. AUTOMATIC SAVINGS DEPOSIT
Once you've made the decision to save yourself some money, sit yourself (and anyone else who might be involved) down and decide how much you are willing to put away into savings each month. $20? $50? $100? Make the choice, and set up an automatic draft from your checking account into a high-yield savings account on a monthly basis. Once that money is transferred - no matter what the heck is going on - that money is no longer available to you. Treat it pretty much as if the savings account didn't even exist. Yes, you might have emergencies, and things may just "pop up," but as long as you do your best not to touch your savings, you'll be able to save quite a bit in a small amount of time.

4. CORPORATE DISCOUNTS

I am the first person to say that I cannot stand corporations. They're cold, calculating, and care nothing for their employees. Working for a corporation can have its perks, though. My company in particular moves a lot of auto parts, and we have exclusive deals when renting, buying, and repairing our cars from specific companies. If you work for a company that provides these sorts of discounts, take advantage of them. If you're not sure, ask! You never know what deals you could be missing!

5. MAKE YOUR OWN LAUNDRY DETERGENT
Some people may scoff at this ("You make your own laundry detergent?? Are you poor or something?"), but I swear by it. If you do a quick Google search, you can find recipe after recipe for making incredibly cheap, harmful-chemical-free laundry detergent. With some of these recipes, you can do a full load for less than $.01. Seriously. And it works great! Imagine what you would do with all the money you could save!

6. TURN OFF THE DAMNED LIGHTS!!

It's not hard, guys. When you leave a room, turn off the lights. Just do it, ok? I'm not your mother, but I will come over there and slap you silly if you leave that light on when you walk out of the room. Don't sass me.

7. HAPPY HOUR IS YOUR FRIEND

For those of your who, like me, enjoy a good alcoholic beverage every once in a while (responsibly, of course), I very highly suggest researching your local pubs and bars for their Happy Hour schedule. There's a place near me that has $3.50 drinks during their happy hour, and let me tell you, I take advantage of that every time I can, especially since drinks can get pretty pricey around Nashville. I love my city, but I don't love how expensive it's getting. I guess that's what happens when they make a TV show about it. Sigh...

8. GET A LIBRARY CARD
A day doesn't go by in which I don't pine after this amazing library.
It's simple, and it's free. All you have to do is show up to your local branch with your ID and a bill or something with your name and address on it to show that you are, in fact, a resident, and boom. Library card obtained. Suddenly, you'll have access to a plethora of books. Sure, they're older, but hey, that's part of what makes a book great. It's the shared experience, knowing that someone else has read the same pages as you. Gah. Now I want to go to a library and check out all of the books everywhere.

9. DELETE YOUR CREDIT CARD INFORMATION
One of the reasons I accidentally spend too much money in a given month is because buying things is so easy now. With sites like Amazon that save your credit card information so you can "buy with 1 click," it's so difficult to resist the impulse. So I suggest removing all of your credit card information from these sites. That way, when you want to buy something, you have that extra time while you're typing in your card number to debate whether or not you really need that trunk warmer. Do it. You'll thank me later.

ADDENDUM
I'd love to add Dollar Shave Club to the above list just for the added eyeroll effect, but I must admit that I don't use it. I buy the cheapest of all razors (we're talking the ones that don't even have a brand marking on them) and only shave when I feel like wearing shorts and other things that show my legs, so it's not really fiscally wise of me to sign up for their programs.

I will say, however, that if I was a dude or lady who shaved frequently, I would be all over that shiz. From everything I've heard and read, it seems like a great deal with some pretty great products. Truth be told, I've never actually heard anything negative about the company or the services they provide. That's gotta mean something, right?

So if you're not lazy like me and use razors frequently, check it out. It looks like a convenient program that can save you some moolah on a monthly basis.

What are some ways that you save money? Anything to add or change in the list above? Let me know in the comments!

Peace.
Stef.

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